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Head Into Retirement Confidently
Manulife goals-based investing - A program that focuses on the retirement stage of life.
Please contact me for further information on this exciting new program. Let's plan for the "What If's" in life.
Ariad Financial Planning Guide Summer 2017
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Keeping the family cottage in the family
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Tax Rate Card for 2017 by Manulife Tax, Retirement & Estate Planning Services
Ariad Quarterly Newsletter 2017
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A summary of the 2017 federal budget
Here's a breakdown of the federal government's 2017 budget, how it will affect Canadians, and what it may signal in future years. Click here to read the summary.
Winter 2016 Financial Planning Guide
Over the past decade, residential real estate prices have more than doubled in some areas. Homes in the greater Vancouver and Toronto areas, in particular, have skyrocketed. Read More...
Fall 2016 Financial Planning Guide
One of the most talked about U.S. election cycles in recent history is coming to an end. Whoever wins the presidency is going to inherit a resilient and diversified economy that is on a clear path to recovery. For investors, that means opportunity. Read more.
The Health and Wealth Connection
In 2014, Manulife conducted a study to look at how Canadians feel about their personal financial situation and how that affected their physical and mental wellbeing. They've since updated those findings to gain a deeper understanding of the challenges financially unprepared employees face on a daily basis and shed more light on the role poor finances play on their overall mental and physical well-being. Click here to read more, and be sure to take the Financial Readiness Quiz at the end of the article. If you have any questions after reading this article or taking the quiz, give me a call.
Monthly Budget Worksheet
Wondering how healthy your finances are? Use this handy fillable worksheet to compare your income to expenses to see where you stand at the end of the month.
Personal Record Keeper
Take the time to document the important information in your life, such as your household accounts, savings and insurance plans, and who your professional advisors are. Not only is this a convenient way to keep a better handle on your personal and financial information, it also becomes an invaluable tool for your loved ones should anything happen to you.
Retiring Budget Worksheet
Getting ready to retire? Click here to access a worksheet that can help you determine how your finances today will compare to your finances after you've retired.
Will Planning Checklist
There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences.
Here is a checklist of some of the issues that should be discussed before you make your Will:
Executor’s Handbook
When you become an Executor you are really becoming a legal Trustee with all the rights and responsibilities that come with that position. This handbook provides you with a solid overview of estate settlement and will hopefully provide you with some useful information and tools to expedite your responsibilities in a timely and competent fashion. Read more.
Ontario Estate Information Return
Ontario's probate process is governed by the Estate Administration Tax Act, 1998 ("EATA"). In 2011 Ontario enacted significant changes to the legislation. With these regulations in place, Ontario released its Estate Information Return, which executors will be required to file for estates for which an application of probate had not been submitted prior to January 1, 2015. To learn more about how these regulations may affect you, please contact us or click here.
Explaining two new sections on your Manulife Securities account statements
Your December 31, 2016 account statements from Manulife Securities will include two new sections. One explains how your account's rate of return is being calculated, and the other helps you understand the commissions you pay on your account holdings. Click here to take a look at a guide that explains these two sections in more detail, and please get in touch if you have any questions at all.
How your rate of return is calculated
Many clients wonder how the rate of return on their statements is calculated. Here's a short piece that explains how Manulife Securities calculates rates of return on its clients' holdings. Feel free to get in touch if you have any questions after reading this.
Goals-Based Portfolio Strategy Investing (GPS)*
SMARTER Investing to help investors achieve their financial goal: Please click here
*Goals-Based Portfolio Strategy investing (GPS) is Manulife Private Wealth's approach to goals based investing
Year-end tax planning tips
As December 31st is quickly approaching, it’s a good time to look at some tax planning that needs to be implemented prior to year-end. Click the image below for a list of tax tips to keep in mind.
From Manulife Investments - a discussion of oil prices
Watch this short video where Philip Petursson of Manulife Investments discusses his medium term outlook on oil prices and the effect they may have on earnings in the energy sector and on the TSX as a whole.
Manulife Investments' Philip Petursson gives his Canadian equities outlook
In June 2016, Philip Petursson - Chief Investment Strategist, Manulife Investments - appeared on Bloomberg TV to discuss his forecast for Canadian equities. He states his belief that Canadian equities will outperform their U.S. peers in the near term. Click here to watch Philip's interview.